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| Why FMM |
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| Can you or somebody you know relate to these scenarios? | ||||
| · | A woman who had been living independently for years was recently diagnosed with macular degeneration and her eyesight was rapidly diminishing. She’s no longer able to read her mail and is now unable to handle those monthly financial chores such as paying bills. | |||
| · | A middle aged couple who are both employed in the medical field have three children. With their busy schedules they have decided they do not want to spend free time getting the household books in order and making sure their bills are getting paid on time. | |||
| · | Another woman, a commercial artist, felt she was drowning in her own paperwork, which had been going on for some months. The artist was overwhelmed with the financial complexities of trying to raise her young son alone after her husband, a businessman, who had handled the family finances, died unexpectedly without a will. She started saving everything for fear of tossing out something that was important. Her desk and floor were piled with papers and even more paperwork had been stuffed in boxes and hauled off to the attic. Worse, late payments were incurring finance charges and hurting her credit rating. | |||
| · | Young clients are also looking for someone to bring financial discipline to their lives. This couple have four young children and also run a small business out of their home. They commented that there comes a time when there isn't enough of you to go around. Household and business issues were not addressed properly due to organizational and time constraints. Everything was suffering. They came to the realization that something had to be done quickly before they lost control. |
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| We can help; Let’s get specific: | |
| · | We will get all that “stuff “organized and easy to find when the need arises. We will use an easy but effective way to control the paperwork instead of it controlling you. |
| · | What about that TV cable bill, car insurance premiums, homeowners insurance, life insurance, mortgage, internet or cell service package? We will scrutinize these charges to be sure you are getting the greatest value for your dollars spent. |
| · | Tax records, receipts and documents are a necessary evil. FMM will help and show you how to be well prepared when tax time rolls around. |
| · | Do you have a dispute with a service provider, a credit card charge, a collection agency or any other bill that needs to be resolved? Our years of experience in resolving disputes to everyone’s satisfaction can go to work for you to minimize or stop a negative impact to your credit rating and credit score. |
| · | As those people know, who have become eligible for Medicare, making the right decisions on the right plans can be time consuming and difficult. We will take an independent and thoughtful look at the Medicare issues you should consider consistent with your individual situation. If we don’t have the answers we will get them for you. |
| · | Is a budget in order? Are spending styles appropriate for your income level? FMM can offer budget and spending ideas, which will be monitored, that will give you peace of mind and help you feel more comfortable about your financial situation. You can start sleeping peacefully at night again. |
Email: folkmoneymgmt@yahoo.com • Fax: 847-526-9987